Target Risks: Full value coverage on coastal commercial property risks including real estate, apartments, condominium or townhome associations, offices, retail, and lessor’s risk.
Typical Non-Target or Excluded Risks:
- EIFS, Dryvitt or similarly constructed buildings (unless cosmetic or incidental)
- Waterfront ISO 1-3 construction built prior to 1987
- Waterfront hotels and motels built prior to 1987
- Risks with unprotected aluminum wiring
- Section 8 or HUD managed properties (will consider Wind/Hail Only)
- Non-CAT, standard market risks under $0.15 rate
Geographical Specialty: Wind-exposed risks in Georgia, South Carolina, North Carolina, Virginia, Delaware, Maryland, New Jersey and New York.
Target TIV: $5M to $2.5B*
Account Limit:
- Up to $100M* per risk
- Generally Full Limit
*AmRisc National Accounts Team generally handles general property risks with TIV more than $50M at key location or account TIV greater than $250M.
Minimum Deductible: $5,000 AOP; $25,000 Named Storm Wind/Hail, depending on location.
Minimum Account Premium: $10,000 |
Diane Gainey
dgainey@amrisc.com
3710-A John Platt Drive
Morehead City, NC 28557
Direct: 877-284-4900
Risks should be emailed to Submissions@amrisc.com
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Michelle King
mking@amrisc.com
3710-A John Platt Drive
Morehead City, NC 28557
Direct: 252-247-8772 |